Dental Insurance With No Copay

Posted : admin On 1/2/2022

Getting a quote is easy, simply! Send the required information to one of our underwriting specialists at [email protected]

Unlimited Maximum Included

Enjoy the predictability of our fixed copay plan and the freedom to use your benefits the way you want, when you want. The copay plan includes an unlimited maximum that applies to Preventive, Basic, and Major services on a per member, per calendar year basis.

No Wait Dental Insurance Plans. Copay per tooth; 1 tooth per 12 months. Non-Surgical Extractions $120. Copay per tooth. Gum disease deep cleaning $120. The Copay Plan is dental insurance with no annual maximum limitation, no network waiting periods and a large national network. It is a fully-insured PPO where employees pay copays and providers are reimbursed fee-for-service. The Copay Plan is an ideal alternative to DHMO plans, since The Copay Plan is true insurance and has no annual maximum. Health insurance is offered by Blue Cross and Blue Shield of Florida, Inc., D/B/A Florida Blue. HMO coverage is offered by Health Options Inc., an HMO subsidiary of Blue Cross and Blue Shield of Florida. Dental, Life and Disability are offered by Florida Combined Life Insurance Company, Inc., an affiliate of Blue Cross and Blue Shield of Florida. Cigna Dental Insurance Plans You can enroll in a Cigna Dental plan with or without a Cigna medical plan. Affordable plan options, thousands of dentists, and locations to choose from in convenient locations across the U.S.— That's why over 17 million customers choose Cigna dental insurance.5. Apr 30, 2019 Full coverage dental insurance plans do exist with no annual maximum benefit limits. You cannot find anything higher than unlimited. If your dentist is recommending a significant treatment protocol, this may sound appealing – until you discover the caveats. The carriers are in business to make money.

Affordable dental service without insurance

No Waiting Periods

Yep, no waiting periods. This simplified plan is ideal with Preventive care covered at 100% and Basic and Major service co-pays set as fixed amounts, so you can best plan for your dental care at a pace that works for you.

$0 Deductible

Groups with 6 or more enrolled employs can enjoy the added value of a $0 deductible. For groups with fewer employees, the deductible is still very reasonable at $25 per member and $75 per family. And, the deductible only applies to Basic and Major services, so you can keep an eye your oral health with regular check-ups at no cost.

Up to 20% Discount on In-Network Specialist Care

Dental Insurance With No Copay

No Deductible Dental Insurance

Some contracted specialists will offer an additional discount on their services, including Orthodontists. Other specialists that may offer a discount of up to 20% off include Pediatric dentists, Endodontists, Periodontists, Oral Surgeons, and Prosthodontists.

Dental Insurance With No Copay Card

Plan Highlights:

  • In-network preventive care is covered at 100%
  • No annual maximum
  • No waiting periods
  • Orthodontic discounts
  • Teeth bleaching and veneer discounts
  • Gold and Platinum network options

Dental Insurance With No Copays


How do in-network benefits pay?

Dental Insurance With No Copay

Preventive pays at 100%. Basic and Major are based on a fixed co-payment fee schedule.

All plans of insurance are marketed by Dental Select, an insurance agency, and underwritten by ACE American Insurance Company, a member insurer of the Chubb Group of Companies.
ACE American Insurance Company is rated A++ (Superior) by A.M. Best. Ratings are an indication of the company’s financial strength and ability to meet obligations to its insureds.
Important Notice: This information is a brief description of the important features of the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policies issued in the state in which the policy was delivered. Complete details may be found in the policies. The policy is subject to the laws of the state in which is was issued. Chubb NA is the U.S.-based operating division of the Chubb Group of Companies, headed by Chubb, Ltd. (NYSE: CB) Insurance products and services are provided by Chubb Insurance underwriting companies and not by the parent company itself.